Last updated: September 11, 2026 · Draft — pending legal review
You must be at least 13 years old to create an account. If you are under the age of majority where you live, a parent or guardian must agree to these terms on your behalf.
You must provide accurate information and are responsible for activity under your account. Tutor accounts additionally require mastery verification before publishing courses.
Course content, including AI-generated syllabi and lectures, is provided for educational purposes. We moderate submissions for quality and disclosure but do not guarantee outcomes.
Tutors keep 80% of course revenue; StackGrasp retains 20% as a platform fee. Tutors are independent contractors, not employees, and are solely responsible for the accuracy of their content. Marketplace order disputes between a buyer and seller are first reviewed by an automated system; where it isn't confident enough to decide, the dispute is escalated to a human moderator rather than resolved automatically.
A course certificate or verified mastery credential may be issued as a non-transferable ("soulbound") token on a public blockchain (Polygon). Like any on-chain record, the transaction itself is public and permanent even though we can mark a specific credential revoked if it was issued in error or the underlying achievement is later invalidated.
Essence Credits are an in-platform unit used for AI compute and platform features. Credits have no cash value outside the Platform except where a payout mechanism is explicitly offered.
Paid courses are billed once through our payment processor; refund eligibility follows the policy stated at checkout. Paid subscription plans renew automatically each billing period until cancelled — cancelling keeps your current plan active through the period you've already paid for, then it doesn't renew. Some purchases can be paid in cryptocurrency (USDC); blockchain transactions are irreversible once confirmed on-chain, so a crypto payment can't be charged back the way a card payment can.
No fraud, harassment, plagiarism, or circumventing course moderation. We may remove content or suspend accounts that violate these terms.
Tutors retain ownership of their original course content and grant StackGrasp a license to host and distribute it on the Platform. StackGrasp owns the Platform's software, brand, and AI systems.
We may suspend or terminate accounts for violations of these terms, fraud, or as required by law, with notice where practicable.
The Platform is provided "as is." To the extent permitted by law, StackGrasp is not liable for indirect or consequential damages arising from use of the Platform.
These Terms of Use and any disputes arising out of or related to them shall be governed by, and construed in accordance with, the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles. You agree that any legal action or proceeding shall be brought exclusively in the courts located in Abuja, Nigeria.